Forum Replies Created
-
AuthorPosts
-
March 22, 2024 at 6:51 am in reply to: Is the Robinhood app recommended for beginners looking to start investing? #2705
Alvin Adam
ParticipantRobinhood is a robust product enabled by technology, allowing it to operate at a lower cost compared to traditional brokerages. However, I hold the belief that day trading is generally not advisable for most individuals. While banning it could impede free markets, it’s crucial to recognize that day trading carries significant risks and may not be suitable for everyone. Despite this, I believe Robinhood deserves its position as a leader in the industry, particularly as the landscape of brokerage services evolves.
Alvin Adam
ParticipantDear Sir, I would like to extend my heartfelt gratitude for your thorough explanation. It proved to be immensely beneficial and greatly appreciated
January 28, 2023 at 7:53 am in reply to: What are the primary regulatory distinctions between trade finance products like supply chain financing and letters of credit? #1944Alvin Adam
ParticipantFinancial institutions guarantee Letters of Credit (LCs). One side must guarantee something to another, usually money but sometimes project completion. Cross-border transactions with geopolitical and shipping risks, security registration restrictions, and trust and time concerns often use Letters of Credit. Financial LCs are redeemed for quick payment if certain transaction criteria are completed, such as presenting a bill of lading to show shipping. Documentary (or Standby) LCs guarantee payment but are not expected to be redeemed.
Buyers join with financial institutions to pay suppliers via supply chain financing. The buying business sets up the programme, but these providers must join up. The supplier might seek early payment from the lender, commonly a bank, after the firm buys goods from them. The buyer then agrees to pay the lender on a later date.
January 19, 2023 at 10:45 am in reply to: How can medium and small-sized businesses get their hands on trade financing? #1826Alvin Adam
ParticipantFinancial institutions face many obstacles when attempting to provide funding for small and medium-sized businesses (SMEs), with a lack of information being a major one. The ability of small and medium-sized enterprises to secure financing is affected by a number of different factors. While some developed nations take a more free-market approach by providing few or no government incentives for small and medium-sized enterprise (SME) financing, others take precautions by offering guarantees or otherwise lowering the costs and risks involved. Most small and medium-sized enterprises (SMEs) in emerging economies are funded from sources outside the traditional financial sector. This is costly for the enterprise and can impede the flow of financing, thereby stifling its growth. With the global imposition of new financial regulations and banking regulations, financing for SMEs is becoming more challenging and expensive than ever before. In this context, new forms of financing enabled by technology, such as supply chain- and e-commerce-based financing, crowdfunding, and other innovations, may provide a means of escaping the information/cost trap.
January 6, 2023 at 8:19 am in reply to: How to manage Fintech stocks during an economic downturn? #1723Alvin Adam
ParticipantIn the past decade, low-interest rates have benefited the FinTech industry tremendously. The sudden reversal in Fed policy, which has increased interest rates by about 400 basis points in only five months, with another 75-100 basis points anticipated in the upcoming two quarters, will significantly impact the FinTech sector. However, not all industries and business strategies within those industries will be affected in the same way or to the same extent. The two objectives are to:
Provide a framework for analyzing how rising rates and a struggling economy will affect the FinTech sector so that you can conduct your own assessment and strategize about the effects on your portfolio holdings.
Discuss how we anticipate rates will harm or benefit specific business lines across various FinTech sectors.
-
This reply was modified 2 years, 2 months ago by
Alvin Adam.
-
This reply was modified 2 years, 2 months ago by
Carin G Hansen.
-
This reply was modified 2 years, 2 months ago by
Carin G Hansen.
-
This reply was modified 2 years, 2 months ago by
Carin G Hansen.
November 20, 2022 at 11:45 am in reply to: Explain why companies prefer NASDAQ for initial public offering #1646Alvin Adam
ParticipantNASDAQ-listed companies tend to be more growth-oriented. Small-cap tech enterprises in information technology, biotechnology, and other fields have no desire to seek status. Their objective is to maintain low expenses so they may retain more cash to support expansion. It is economical for a smaller company to get listed on the NASDAQ. For IPOs, the Listing and Compliance Costs are comparably lower in NASDAQ. Entry costs for Nasdaq Global Select and Global Markets depend on the number of shares and start at about 150,000 US Dollars. The admission fee for Nasdaq Capital Market is approximately 75,000 US Dollars.
-
This reply was modified 2 years, 2 months ago by
-
AuthorPosts
Search Forums
Join our forum
Topic Views List
Forum Statistics
- Registered Users
- 79
- Forums
- 16
- Topics
- 210
- Replies
- 424
- Topic Tags
- 8